(1) Federal regulations limit withdrawals or transfers to another account of yours or to a third-party by means of a preauthorized or automatic transfer, telephone order or instruction, check, draft or debit card (if applicable) to six (6) withdrawals during any calendar month or statement cycle of at least four (4) weeks. Fees on excessive withdrawals may reduce earnings. See account disclosure for details. For additional information, please contact our New Accounts department at 806-792-5300.